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🏆 Trusted Insurance Agent · Thane West

Protect What Matters Most to You

From LIC life cover to Star Health, vehicle protection to SIP investments — Sai Sanket Insurance helps Thane families build financial security with the right plans and honest advice.

15+
Years of Experience
500+
Happy Families Insured
4
Insurance Partners
₹2Cr+
Claims Settled
IRDAI Registered Agent · Ganesh Chowk, Thane West
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Personal Advice

We understand your needs and suggest only what's right for you — no pushing unnecessary products.

Fast Claim Support

We help you file and follow up on claims so you get your settlement quickly and without stress.

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Local Thane Office

Walk into our office at Kisan Nagar No. 3, Ganesh Chowk — we're always available in person.

Insurance & Investment Solutions

Covering every aspect of financial security — life, health, vehicle, and wealth creation for you and your family.

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LIC Life Insurance

India's most trusted life insurer. We offer all LIC plans — endowment, term, money-back, pension, and child plans tailored to your life stage.

Jeevan Anand Tech-Term Money Back + More
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Star Health Insurance

Comprehensive health insurance from India's #1 health insurer. Plans for individuals, families, seniors, and critical illness coverage.

Family Health Senior Citizen Critical Illness
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Vehicle Insurance

Protect your car, bike, or commercial vehicle with comprehensive or third-party policies from top insurers at competitive premiums.

Car Insurance Two-Wheeler Commercial
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SIP & Mutual Funds

Start your wealth-creation journey with SIPs from ₹500/month. We help you choose the right fund based on your age, goal, and risk appetite.

Equity Funds Debt Funds ELSS Hybrid

Life Insurance Corporation Plans

LIC is the most trusted name in Indian insurance. We help you pick the right LIC plan for your family's financial security and future goals.

LIC Jeevan Anand (Plan 815)

Endowment + Whole Life — Double benefit plan
A participating endowment plan that provides both maturity and death benefit. On survival at the end of the policy term, you get the Sum Assured + Bonuses. The policy continues as a Whole Life plan thereafter, giving lifelong cover.

Maturity benefit + continued life cover

Annual bonus additions every year

Loan facility available after 3 years

Tax benefits under 80C & 10(10D)

Policy term: 15 to 35 years

Min Sum Assured: ₹1 Lakh

Age: 18 – 50 yrs
Know More →

LIC Jeevan Umang (Plan 945)

Whole Life Plan with Annual Survival Benefits
A non-linked whole life plan that provides 8% of Sum Assured as annual survival benefit after the premium paying term ends — every year until age 100. On death or maturity, full Sum Assured + bonuses are paid.

Annual income after premium paying term

Coverage extended up to age 100

8% of Sum Assured paid yearly

Ideal for retirement income planning

Loan available after 3 years

Tax benefits 80C & 10(10D)

Entry Age: 90 days – 55 yrs

LIC Tech-Term (Plan 854)

Pure Online Term Insurance — Max cover at low premium
A pure risk term plan offering high life cover at affordable premiums. Available online. Ideal for young families wanting to secure maximum financial protection. Choice of level, increasing or return-of-premium cover.

High cover at very affordable premium

Return of Premium (ROP) option

Increasing cover option available

Cover continues up to age 80

Min Sum Assured: ₹50 Lakh

Accidental Death benefit rider

Entry Age: 18 – 65 yrs

LIC New Money Back Plan (Plan 920)

Periodic Payouts + Life Cover
A participating money-back plan that pays a percentage of Sum Assured at regular intervals during the policy term, providing liquidity at critical life stages — while also providing full life coverage throughout.

20% of SA paid every 5 years

Balance 40% + bonuses at maturity

Full SA paid on death anytime

Annual bonus accruals throughout

Policy term: 20 or 25 years

Tax benefit under 80C

Entry Age: 13 – 50 yrs

LIC Jeevan Lakshya (Plan 933)

Child's Goal Protection Plan
Specially designed to secure your child's education and future goals. If the policyholder passes away, the family gets annual income + full Sum Assured at maturity — ensuring the child's dreams are never compromised.

Annual income on parent's untimely death

Full SA paid at maturity regardless

Premium waived on policyholder's death

Ideal for child's education planning

Policy term: 13 to 25 years

Tax benefits 80C & 10(10D)

Entry Age: 18 – 50 yrs

LIC New Jeevan Shanti (Plan 858)

Deferred Annuity — Retirement Income Plan
A single-premium deferred annuity plan. You invest a lump sum today and start receiving a guaranteed pension (annuity) from a future date for the rest of your life. Ideal for retirement planning.

Guaranteed lifelong pension income

Single or joint life annuity options

Deferred period: 1 to 12 years

Return of purchase price option

Min investment: ₹1.5 Lakh

No medical required up to limits

Entry Age: 30 – 79 yrs

LIC Aadhaar Shila (Plan 944)

Endowment Plan for Women — Simple & Secure
A participating endowment savings plan exclusively for women. It provides financial security through life cover along with a savings component. No medical exam required for standard Sum Assured limits.

Exclusively designed for women

No medical required up to ₹3 Lakh SA

Maturity benefit + loyalty additions

Accidental death benefit included

Policy term: 10 to 20 years

Loan available after 3 years

Entry Age: 8 – 55 yrs (Women only)

LIC Jeevan Azad (Plan 868)

Limited Premium Endowment Plan
A limited premium payment endowment plan where you pay premiums only for a shorter period but enjoy life cover for the full policy term. Maturity benefit includes Sum Assured + simple reversionary bonuses.

Pay for fewer years, covered longer

Simple reversionary bonuses added

Loan facility after 2 years of premiums

Flexible premium payment: 5–16 years

Min Sum Assured: ₹2 Lakh

Tax benefits 80C & 10(10D)

Flexible Entry Age

Star Health Insurance Plans

India's #1 standalone health insurer. We help you choose the right health plan to protect your family against rising medical costs.

Star Comprehensive Insurance Policy

All-in-one individual & family health plan
A feature-rich health insurance policy covering hospitalisation, day-care procedures, maternity, newborn cover, OPD expenses, organ donor charges, and much more. Best suited for individuals and families seeking complete protection.

In-patient hospitalisation cover

Maternity & newborn baby cover

OPD expenses covered

Organ donor charges included

No co-payment clause

Sum insured: ₹5L – ₹1 Crore

Entry Age: 18 – 65 yrs

Star Family Health Optima

One policy for the whole family
A floater health plan covering your entire family under a single sum insured. Covers hospitalisation, day-care, AYUSH treatment, and includes a unique auto-recharge of sum insured feature so you never run out of cover mid-year.

Entire family under single policy

Auto-recharge of sum insured

Day-care procedures covered (500+)

AYUSH treatment covered

Pre- & post-hospitalisation cover

Sum insured: ₹3L – ₹25L

Family floater — all ages

Star Senior Citizens Red Carpet

Designed exclusively for aged 60 and above
A health plan built for senior citizens that offers hospitalisation cover with minimal medical screening. Pre-existing diseases are covered from year 1 with a co-payment. No pre-policy medical required up to 75 years.

Entry up to age 75 — no medical needed

Pre-existing diseases from Year 1

In-patient & day-care covered

Lifelong renewal guaranteed

Emergency air ambulance cover

Sum insured: ₹1L – ₹25L

Entry Age: 60 – 75 yrs

Star Critical Illness Multipay Insurance

Lump sum payout on major illnesses
Provides a lump sum payment on diagnosis of any of the listed critical illnesses (cancer, heart attack, stroke, kidney failure, etc.). Uniquely, you can claim multiple times across different illness groups — unlike standard CI plans.

37 critical illnesses covered

Multi-claim feature across illness groups

Lump sum payout — use as needed

Covers cancer, heart attack, stroke & more

Sum insured: ₹5L – ₹25L

No hospitalisation required for claim

Entry Age: 18 – 65 yrs

Star Diabetes Safe Insurance Policy

Health insurance built for diabetics
A first-of-its-kind plan exclusively for people with Type 1 or Type 2 diabetes. Covers hospitalisation due to diabetes and its complications, with no exclusion for pre-existing diabetes — from Day 1.

Diabetes covered from Day 1

Type 1 & Type 2 diabetics eligible

Hospitalisation & day-care covered

Dialysis treatment covered

Sum insured: ₹3L – ₹10L

Lifelong renewable policy

Entry Age: 18 – 65 yrs

Star Micro Health (Arogya Sanjeevani)

Affordable standard health plan — govt. approved
The standard health insurance plan introduced by IRDAI. Simple features, fixed sum insured options, available with all insurers at a standard rate. Ideal first-time health insurance for people on a budget.

Covers hospitalisation & day-care

Cataract & AYUSH treatment covered

5% cumulative bonus each year

Sum insured: ₹1L – ₹5L

Pre-existing after 4-year waiting period

Affordable premiums for all

Entry Age: 18 – 65 yrs

Vehicle Insurance Plans

Protect your car, two-wheeler, or commercial vehicle with the right policy. We work with multiple insurers to find you the best coverage at competitive premiums.

Comprehensive Car Insurance

Full protection for your car — own damage + third party
A comprehensive policy that covers both own-damage (your vehicle) and third-party liabilities (damage to others). Includes accidental damage, theft, fire, natural calamities, and personal accident cover for the driver.

Own damage cover (accident, theft, fire)

Third-party liability (mandatory)

Personal accident cover for owner-driver

Natural calamity damage covered

Zero depreciation add-on available

NCB discount up to 50% on renewal

Multiple insurers — best rate guaranteed

Two-Wheeler Insurance

Bike & scooter protection — mandatory by law
Comprehensive or third-party bike insurance as required by law. Covers accidental damage, theft, natural calamities, and third-party liabilities. Affordable premiums with add-ons like zero depreciation and roadside assistance.

Accidental damage & theft covered

Third-party liability (legally required)

Personal accident cover for rider

Zero depreciation add-on available

Roadside assistance add-on

Very affordable premiums

All bike brands covered

Commercial Vehicle Insurance

Trucks, autos, taxis & goods carriers
Designed for vehicles used for commercial purposes — trucks, taxis, auto-rickshaws, school vans, goods carriers, and more. Covers both own damage and third-party liability with options for passenger liability.

All commercial vehicle types covered

Own damage + third-party liability

Passenger liability cover option

Driver & cleaner PA cover

Goods-in-transit cover available

Fleet discounts for multiple vehicles

Trucks · Autos · Taxis · Vans

Third Party Only Insurance

Mandatory minimum cover — legally required
The minimum insurance required by law for all vehicles in India. Covers damage or injury caused to a third party (another person, vehicle, or property). Does not cover your own vehicle's damage — for that, choose comprehensive.

Third-party bodily injury covered

Third-party property damage covered

Personal accident for owner-driver

Legally mandated — avoid penalties

Very low premium cost

Available for all vehicle types

Lowest premium option

SIP & Mutual Fund Planning

Start growing your wealth systematically. Use our SIP calculator to see how small monthly investments create big returns over time.

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SIP Returns Calculator

Estimate your wealth based on monthly investment
₹500₹1 Lakh
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Your Estimated Returns

Total Amount Invested
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⚠️ Disclaimer: Returns shown are illustrative estimates only. Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Please read all scheme-related documents carefully before investing.

Recommended Fund Categories

Based on your risk profile and goals, we help you choose from these popular fund types:

High Risk

Small Cap & Mid Cap Equity

Best for young investors with 7–10 year horizon. High volatility but historically delivers superior long-term returns.

15–20%
Expected p.a.
7–10 yrs
Min horizon
₹500+
Min SIP
Medium Risk

Large Cap & Flexi Cap

Invest in India's top 100 companies. Suitable for investors seeking stable growth with moderate risk over 5+ years.

10–14%
Expected p.a.
5+ yrs
Min horizon
₹500+
Min SIP
Tax Saving

ELSS — Equity Linked Savings Scheme

Save tax under Section 80C (up to ₹1.5L) while investing in equity. 3-year lock-in — shortest among all 80C options.

₹1.5L
Tax saving
3 yrs
Lock-in
12–15%
Expected p.a.
Low Risk

Debt & Liquid Funds

For capital preservation and short-term goals. Invest in government securities and bonds — low risk, steady returns.

6–8%
Expected p.a.
1–3 yrs
Ideal horizon
₹500+
Min SIP
Balanced

Hybrid & Balanced Advantage

Automatically balances between equity and debt based on market conditions. Great for first-time investors.

9–12%
Expected p.a.
3–5 yrs
Min horizon
₹500+
Min SIP
Thematic

Sectoral & Index Funds

Invest in specific sectors (IT, pharma, banking) or track Nifty/Sensex. For informed investors with specific convictions.

Varies
Sector dependent
5+ yrs
Min horizon
₹500+
Min SIP
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Visit Us or Raise a Query

We're based in Thane West and always available to help. Drop by, call, or fill in the form below — we respond within 24 hours.

📍 Office Address

🏢Sai Sanket Insurance
Shop No. 4, Utkal Sadan,
Ganesh Chowk, Kisan Nagar No. 3,
Thane West – 400 604, Maharashtra

🕐 Office Hours

📅Monday – Saturday: 10:00 AM – 7:00 PM
📅Sunday: By appointment only

Raise a Query

We'll get back to you within 24 hours. Fields marked * are required.
✅ Thank you! We've received your query. We'll contact you within 24 hours.
Or WhatsApp us now for an instant response: +91 98674 31898

What Our Clients Say

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